The Pain Point
Australia’s financial planning sector is under intense pressure. Adviser numbers have dropped significantly over the past few years, and by 2026, another 1,000 are expected to exit the industry. Rising compliance demands, outdated back-office systems, and slow manual processes make advice delivery costly and inaccessible — especially for younger or mobile Australians, like renters and students, who struggle with outdated super tools and rigid engagement models.
As the adviser pool shrinks and economic uncertainty grows, firms are left with legacy systems that can’t scale — and customers who can’t afford advice.
Solution Synopsis
We propose building a Hybrid AI Advice Engine — a secure, web-based platform that combines generative AI with human oversight to automate and scale financial advice delivery. The system is designed to reduce time-per-client, increase accessibility, and maintain compliance from day one.
Key Features:
AI-generated financial plans aligned with ASIC/ATO regulations
Real-time compliance flagging (e.g. SOC 1/2, privacy risks)
Predictive retirement scenarios with market + user data modeling
Voice/chat intake interface integrated with tools like Xero and SuperStream
White-labeled advisor portals with usage-based revenue sharing
Impact: Cut delivery time by 70%, serve 10x more clients, and create an affordable entry point for mass-market robo-advice — with human review reserved for complex or high-net-worth cases.
Your Opportunity
We’re looking to co-develop with a forward-thinking super fund or mid-tier financial planning group. This is your chance to:
Lead Australia’s next generation of financial advice platforms
Retain and grow client share as traditional advisers exit
Offer lower-cost digital advice to underserved market segments
Gain equity in a solution with long-term licensing and fee upside
Funding Model: Co-fund MVP for equity + revenue share.
Timeline: Prototype in 90 days. Pilot with 1,000 users by month 4.
Let’s Explore the Fit
If this problem sounds familiar — and you're ready for a smarter, scalable solution — we’d love to show you what’s possible.